Renovated and expanded Southwest Oakville home on premium lot near Bronte Harbour
A professionally renovated 3,070 sq ft detached home in Southwest Oakville with over $500,000 invested and a primary suite addition. Priced at $2,111,000 with an estimated 1.12% cap rate, this is a trophy end-user product where lot quality, finish level, and Bronte location drive value rather than yield.
Anatoli Chtcherbatov
Analyst · Sutton Group Admiral Realty
List price
$2,111,000
Cap rate
+1.12%
Est. monthly rent
$5,300
Source: comparables_widened
CF at 100% cash
+$1,972/mo
+1.1% CoC
Hold period
60+ mo
planned
Section · Why this passed our floor
Why this clears our bar despite the cap
Curation tier
A manual-curation property where the investment case is scarce land, irreplaceable scale, or finish quality rather than yield. Cap rate is not the metric.
For reference
Cap rate 1.12% — included here only because the buyer profile is cash-heavy and yield is not the underwriting basis.
Every property published on 6Yield clears a multi-stage screen — universal financial floor, per-tier quality gate, and an editorial review on listing evidence. These bullets summarize the specific facts that cleared this property’s tier. Estimates only; not financial advice.
Section · Financial Reality
Five ways to buy. The math, side by side.
Each column shows the actual monthly cash flow and cash-on-cash return at that leverage. Click a column for the full breakdown.
Acquisition
| Down payment | $738,850 |
| Mortgage principal | $1,372,150 |
| Land transfer tax | $31,665 |
| Closing costs | $31,665 |
| Total acquisition | $802,180 |
Monthly cash flow
| Estimated rent | +$5,300 |
| Operating expenses | -$3,328 |
| Mortgage payment | -$8,013 |
| Net cash flow | -$6,041/mo |
Expense breakdown
| Property tax | $0/mo |
| Vacancy allowance | $265/mo |
| Maintenance reserve | $1,759/mo |
| Insurance | $880/mo |
| Property management | $424/mo |
Calculated at 4.99% mortgage over 25 years. Rent estimated from comparable rentals (n=51).
Breakeven
This property turns cash-flow positive at 84.0% down.
Run your own scenario
Move the assumptions. See the math live.
Live result
All figures are estimates only and do not constitute financial advice. The sliders use the same math as the locked five-scenario calculator; only assumptions change. Total acquisition includes the down payment, land transfer tax ($31,665), and closing costs ($31,665).
Section · Investment Thesis
Why this property.
This is a trophy-tier acquisition for a cash-heavy buyer or end-user investor focused on Southwest Oakville scarcity rather than operating yield. At a $2,111,000 list price and an estimated 1.12% cap rate, the investment case is not income; it is the replacement-cost gap on a professionally renovated home with over $500,000 in recent capital, a primary suite addition, and an inground pool on a mature lot. The right buyer is treating this as land, finish, and lifestyle, not as a rental underwrite.
Southwest Oakville's WO West pocket draws demand from Bronte Harbour, the lakefront trail system, and Bronte GO Station on the Lakeshore West line into Union, with QEW access supporting commutes west to Burlington and Hamilton and east into Mississauga and Toronto. The local school catchments and proximity to Bronte Village retail anchor an established end-user buyer pool that competes for finished product on mature lots. Inventory of fully renovated detached homes in this price band, with an expanded primary suite and pool, is thin; resale demand here is driven by move-in-ready families and downsizers from larger Oakville estates, not by yield-seeking landlords. The over $500,000 already invested in exterior finishes and the primary suite addition would cost materially more to replicate today given current construction and trade pricing.
Execution favors a 100% cash position, where the estimated monthly cash flow is $1,972.25 and cash-on-cash is 1.09%. At 75% down the carry is roughly $1,109.85 negative monthly, and leverage below that produces materially deeper monthly deficits. Recommended hold is 60+ months, treating the property as a primary residence or long-horizon land-and-finish hold; the exit is end-user resale into Southwest Oakville's renovated-detached market rather than a refinance event.
Key features
- Approximately 3,070 sq ft of living space
- Over $500,000 invested in renovation and expansion
- Primary suite addition with Juliette balconies, walk-in closet, dedicated furnace, heated-floor ensuite
- Two-storey foyer with elevated covered portico
- Inground pool, cabana, mature landscaping, herb and vegetable garden
- Enlarged above-grade lower-level windows
- Minutes to Bronte Harbour, Bronte GO Station, and QEW access
- 4 bedrooms, 4 bathrooms on a premium mature lot
Original MLS description
Welcome to 2439 Bridge Road, a professionally renovated and expanded home in the heart of Southwest Oakville, set on a premium mature lot in one of the area's most established and sought-after neighbourhoods. The home's front elevation and entry have been reimagined with an elevated covered portico, leading into a dramatic two-storey foyer that creates an immediate sense of scale, openness, and arrival. From there, the home flows into a bright, expansive main level defined by a modern open-concept layout, offering approximately 3,070 sq ft of living space, clean architectural lines, glass-panel railings, and custom lighting with integrated LED features throughout. The kitchen offers quality cabinetry, stone counters, and a functional layout that anchors the living space. Bedrooms across levels provide flexibility for family, guests, work-from-home needs, or multi-generational living. A standout feature is the private primary suite addition, designed as a true retreat with soaring ceilings, Juliette balconies, a walk-in closet, dedicated climate control with its own furnace, and a refined ensuite with heated floors, offering rare separation, comfort, and architectural presence. The lower level has enlarged above-grade windows, bringing in natural light and creating a bright, open living area that feels connected to the outdoors rather than below grade. The backyard is a private oasis with mature landscaping, inground pool, patio areas, cabana, and a dedicated herb and vegetable garden, offering lifestyle, privacy, and function. Extensively renovated, remodelled, and expanded with over $500,000 invested, including exterior finishes and the primary suite addition, the scope and quality reflect a level of finish significantly more costly to replicate today. Located minutes to Bronte Harbour, the lake, parks, trails, Bronte GO Station, top-rated schools, amenities, and convenient QEW access, this is a compelling opportunity in one of Oakville's most desirable pockets. (42901644)
Section · Neighborhood
Where it sits.
WO West
Southwest Oakville's WO West neighborhood sits between Bronte Harbour, the Lake Ontario waterfront, and the QEW corridor. Bronte GO Station provides Lakeshore West rail service into Union Station, and Bronte Village offers a walkable retail and dining strip along Lakeshore Road West. The catchment is anchored by mature lots, established tree canopy, and a buyer pool dominated by move-up families and downsizers.
Demand for finished detached product in this pocket is driven by end-users rather than investors. Comparable renovated homes in WO West trade on lot size, finish quality, and proximity to the lake and Bronte amenities, with limited turnover of fully expanded homes featuring primary suite additions and pools.
Section · Risk
What could go wrong.
Honest framing of unknowns, assumptions, and downside scenarios.
Estimated cap rate of 1.12% is well below GTA investor thresholds; this is a trophy/end-user product, not an income underwrite.
High leverage sensitivity: at 20% down estimated monthly cash flow is -$7,890.47; positive carry only emerges at 100% cash at an estimated +$1,972.25 monthly.
Rent estimate of $5,300/month is sourced from widened comparables, indicating limited directly comparable rental data in this price band.
Trophy detached pricing in Southwest Oakville is tied to end-user demand cycles; resale liquidity can compress in higher-rate environments.
Pool, cabana, and mature landscaping carry ongoing maintenance costs that will pressure net operating income further if held as a rental.